NIL Earnings: Athletes Can Turn Short-Term Riches Into Lifetime Wealth

Depreciating vs Appreciating Assets

REALTOR®️ | Affinity Real Estate

In today’s evolving landscape of collegiate sports, Name, Image, and Likeness (NIL) has opened the doors for athletes to earn money while still competing at the amateur level. This is an exciting time, full of possibilities — but also full of financial choices that can make or break your future.

As a former athlete myself and now a licensed Realtor in both Commercial and Residential Real Estate, I’m here to offer a perspective that few are talking about: turning your NIL earnings into long-term, generational wealth through real estate investing.

Why Real Estate?

While sponsorships, partnerships, and brand deals can bring fast cash, it’s critical to recognize that your athletic career — like all careers — will evolve. Investing early in real estate gives you:

● Passive income that grows over time

● Tax advantages that help you keep more of your earnings

● Equity-building assets you can borrow against or sell

● A foundation for post-athletic entrepreneurship and legacy planning

Fact: Most Athletes Only “Live Rich” for a Moment

Statistics show that many professional athletes go broke just a few years after leaving their sport. Why? Because they didn’t prepare for the long-term. They rented lavish apartments, bought cars, and forgot one major principle: income ends, but bills don’t.

My mission is to help athletes like you break that cycle.

How I Help Athletes Seize the Future

As a Commercial Realtor with Affinity Real Estate Group in College Station, Texas, I specialize in identifying smart opportunities for both cash-flowing commercial spaces and personal residential homes. Whether you’re looking to:

● Buy your first property (and rent out rooms to teammates)

● Invest in short-term rental properties near game-day traffic

● Purchase commercial real estate that appreciates while paying you monthly

● Start your real estate portfolio while still in college

I’m here to coach you through every step, just like your trainers do on the field.

NIL: Name, Image, Likeness — and Now, Legacy

You’ve earned the right to be celebrated. But don’t just enjoy the moment of being “rich” — set yourself up to be wealthy for life.

The difference between the two? Being Rich is temporary. Growing Wealth is strategic.

Let’s Build Wealth, Together

You don’t need to know everything about real estate — that’s what I’m here for. What you do need is the mindset to think ahead, and a Realtor you can trust.

Let’s talk about how you can leverage your earnings into a future you own.

“Your earnings can fund your freedom — if you play it smart.”

Sam McSwain | REALTOR®️ | Affinity Real Estate

business2mcswain@gmail.com

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